KlikInvest
ACCESS TO AN EFFICIENT INVESTMENT EXPERIENCE FOR YOUR LONG-TERM WEALTH & SAVINGS.
PK KlikInvest allows you to make investments in a range of Accounts. You can open a SIPP, ISA or Investment Account using a simple online application process. Once you have registered you can log in and check your progress, buy and sell investments, and withdraw cash from your ISA or Investment Account.
Please be aware that the price and value of your investment can fall as well as rise, and past performance of any fund or investment should not be treated as a guide to future returns. Also, if you have any doubts about the appropriateness of this service to your personal and financial circumstances, you should seek independent financial advice for which additional charges may apply.
Terms & Conditions
ISA's
Tax Efficient
You can invest up to £20,000 using your annual ISA allowance. Gains are exempt from income tax and capital gains tax.
Low Cost & Better Returns
With globally diversified investment portfolios which we monitor and rebalance regularly.
Investment Goals & Targets
Set & create as many goals & timelines for your investments as you wish within one single ISA – whether you are saving towards a mortgage, car, or simply building wealth.
Fully Electronic to Save Time
It can take less than 10 minutes to set up your ISA.
Dividend or Income
The technology automatically reinvests your dividends or if you prefer, pays out to you a regular income from your portfolio – the choice is yours!
On-The-Go Investing
You can monitor all your investments – ISA, Pension, etc using our web app or via your tablet.
Personal Pensions
Maximise Your Contribution
All your regular contributions plus 20% tax relief, subject to tax status. For most people, this means £1 in your pension only requires 80p contribution.
Tax - Efficient
You can normally invest up to 100% of your income or £40,000 (whichever is lower), subject to status.
Low and ‘All-In’ fee
Other than an annual SIPP product charge, there will be one low fee to cover investment management and transactions. You’ll always know how much your pension costs.
Dividends
Our technology automatically reinvests dividends, so no cash is sitting around idly.
Simpler set-up
It can take less than 10 minutes to set-up, or even apply to transfer your pension from another provider.
Online 24/7
You can monitor all your investments – Pension, ISA, etc using our web app or via your tablet.
General Investment Account
Unlimited Contribution
You can invest as much as you like.
You can even use it to build up savings to transfer to an ISA or Pension once the new tax year begins.
Full Flexibility
You can withdraw at any time and unlike Pensions, your money is not locked in until you are 55 or over.
Low and ‘All-In’ fee
One low-fee to cover investment management and transactions. You’ll always know how much your account costs.
Dividend or Income
Our technology automatically reinvests your dividends or pays out to you if you prefer regular income from your account – the choice is yours!
Simpler set-up
It can take less than 10 minutes to set-up.
Online 24/7
You can monitor all your investments – Pensions, ISA, etc using our web app or via your tablet.
ADDITIONAL INFORMATION FOR YOU
Opening accounts
You can open various types of accounts such as a General Investment Account (GIA), Self-Invested Personal Pension (SIPP) and Individual Savings Account (ISA) via the website.
- Please be aware that the price and value of your investment can fall as well as rise, and past performance of any fund or investment should not be treated as a guide to future returns.
Costs Involved
One single charge between 0.88% and 1.14% including VAT based on how much is invested. indicative cost will be available during the signup process once we know how much is being invested.
- Competitive ongoing cost on underlying holdings, averaging no more than 0.22%
- No setup, exit or transaction charges
- If you are using a financial adviser, please speak to your adviser as additional charges may apply
Sufficiency of Funds
Before committing to any investment, you should be certain that your immediate needs have been provided for. This means that you:
- Have adequate access to emergency funds.
- Do not have existing debts that you would be better paying off
- Have insurance to protect your family